The Citizens National Bank
 
 
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The Banking Kids

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How Green is your Summer?
 
 
 
 
 
 
Happy Independence Day!
Customer Appreciation 2009


We served up a grand total of 1,400 sizzlin’ franks with all the fixin’s, chips and frosty drinks during the month of June.

We would like to extend a special note of Thanks to:

  • Jay
  • Sinha of Putnam Supermarket for handling our order for all those great hot dogs and fresh rolls.
  • Chuck
  • and Amy Couture of Buster’s Rivers Edge Family Dining for making and delivering the ice cold lemonade and iced tea.
  • Frito
  • Lay for donating all of the chips.

And Thanks to you, for joining us for all the food and fun. See you next year!

CD Special

Certificate of Deposit

Term: 5 Year = APY: 3.10%

Minimum Deposit: $25,000

Rates are subject to change without notice.
Early Withdrawal Penalties May Apply.
APY = Annual Percentage Yield

Mortgage and Foreclosure Scams
Review OCC Consumer Tips for Avoiding Mortgage Modification Scams and Foreclosure Rescue Scams.

2010 Custom Calendar Contest

For the 7th consecutive year The Citizens National Bank is designing a custom photo calendar. The theme is “America’s Funniest Photos”. Send in your kooky, crazy and flat out funny pictures. Photos can include: People, Places, Pets, Sports, Family vacations, Family events, Holidays, etc…

    To enter:
  • Submit your 5” x 7” (color, b & w or digital) photo*
  • Your name
  • Address
  • Phone number
  • Location of the photo and description
  • Thirteen photos will be selected for our 2010 calendar
  • Deadline: August 1, 2009

*All of us at CNB respect your privacy. None of your personal information will be sold or used for any purpose other than this photo contest.

Mail Entries to:
CNB 2010 Photo Contest
PO Box 6002
Putnam, CT 06260-6002

Email Photos to:
Service@cnbct.com
Subject: 2010 Photo Contest

All submissions will be considered. Photos will become the property of CNB and can not be returned.

GOOD LUCK TO ALL!

Clicker Club “What a Character” Contest
Hey kids, Clicker wants to know how well you know your cartoon characters. Click here to print your entry form for the “What a Character” contest.

  • Contest will run from June 2, 2009 – August 14th, 2009

  • Must have a Clicker Club Savings account to enter

  • Winner will be drawn on August 17, 2009

  • Winner will receive a gift card to Wonderland Books (Putnam, CT)

So, Kids put on your thinking caps and have some fun!

CITIZENS NATIONAL BANK RECEIVES TOP HONORS FROM NATIONAL RATING FIRM FOR 20 YEARS

Paul A. Bauer, President of BauerFinancial Inc., a national rating service of financial institutions, has awarded The Citizens National Bank, Putnam, Connecticut its 5-Star SUPERIOR rating. According to Bauer, “This 5-star rating recognizes the highest level of bank performance and Citizens National Bank has received this distinction for the last 82 consecutive quarters, since June 1989.” Fewer than 5% of the country’s banks have received this many consecutive “5-Star” ratings said Karen Dorway, spokesman for BauerFinancial.

The Citizens National Bank is located in Putnam, CT with branch offices in Thompson, Woodstock, Killingly, and Brooklyn.

For more information, please visit BauerFinancial.com on the web. Stars ratings are presented by bank and by state. Detailed BauerFiancial reports on individual banks and credit unions are available for a fee.

10 Tips for Identity Theft Prevention
  1. Protect your Social Security number

  2. Ask your companies to use another number as your customer number, and don’t carry your Social Security card in your wallet.

  3. Fight “phishing” – don’t take the bait

  4. Don’t give out account numbers, passwords or other personal information unless you initiated the contact.

  5. Keep your identity from getting trashed

  6. Shred papers with personal information before discarding them.

  7. Control your personal financial information

  8. Write your bank and other financial services companies and tell them you want to “opt out” of sharing personal financial information.

  9. Shield your computer from viruses and spies

  10. Use tough-to-crack passwords, frequently update virus protection, spy ware protection and firewall.

  11. Click with caution

  12. Shop at trustworthy websites and only enter information on secure pates with”https” in the address and padlock symbol at the bottom of the window.

  13. Check your bills and bank statements

  14. Check credit card bills and bank statements quickly for any unauthorized charges or withdrawals and report them immediately.

  15. Stop pre-authorized credit offers

  16. Call 888-5OPTOUT (888-567-8688) toll-free to stop most pre-approved credit offers.

  17. Ask questions

  18. Ask how your personal information will be used, shared and protected before providing it.

  19. Check your credit report – for free

  20. Request one free credit report annually from national credit bureaus.

TARP & CCP
"After careful deliberation, The Citizens National Bank’s Board of Directors and senior management have decided that we will not participate in the government's funding program. At the same time, we support the intent of the program understand its potential benefits and are respectful of those institutions that are participating.

The Citizens National Bank is a well capitalized, strong-performing institution with high quality assets in its loan portfolio. We are confident that our company is well positioned to work through the challenges of this difficult economic period. In our opinion, it is clearly in the best interests of our shareholders to continue with our strong, conservative capital management plan, without resorting to the inclusion of government capital."

David L. Conrad, President and Chief Executive Officer

Please Note:
"The Citizens National Bank has chosen not to participate in the FDIC's Transaction Account Guarantee Program. Customers of The Citizens National Bank with noninterest-bearing transaction accounts will continue to be insured through December 31, 2009 for up to $250,000 under the FDIC's general deposit insurance rules."