The Citizens National Bank
 
 
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Generational Banking
THE EAGLE HAS LANDED!


Follow these easy to follow, self-enrollment instructions.

APP enrollment

Text (SMS) enrollment

Enroll in mobile banking today.
CNBCT Mobile…We’re in your pocket!

*Mobile Banking is a free service. There is no fee from The Citizens National Bank. Connectivity and usage rates may apply. Contact your wireless service provider for more details.

Home Equity Loans
We lend up to 80% of the value of your primary residence minus any existing first mortgage.


Home Equity Line of Credit
It’s a revolving line of credit secured by a mortgage on your house. You draw against this credit line on an “as needed” basis and pay interest only monthly for the first 118 months. Use it for home improvements, cars and recreational vehicles, emergencies, education expenses, and vacation. With a 238 month term, the advance period is followed by a 120 month repayment period. Your interest rate floats with prime.

Home Equity Installment Loan
This is a fixed term, fixed rate installment loan secured by a second mortgage on your house. Again, you can use the equity in your home for what you’ve always wanted. With this loan type, you immediately receive the entire balance of your loan and start repaying with fixed monthly installments over a 5, 10, or 15 year payment term.

CNB Web Pay
Have a loan with CNB, but your checking account is with another financial institution? Are you writing a check for your loan payment? Ever wish it could be done electronically?

If you have answered yes to any of these questions, we have good news! Now you can electronically send your loan payment from your financial institution to CNB. Simply click on “Pay Now” below and follow the instructions. Set up one time or recurring payments, the choice and the power is yours.

Reminder:
Practice caution when interacting with unsolicited emails. It is recommended to permanently delete any/all emails you are unfamiliar with. If you receive email that appears to be from The Citizens National Bank and seems questionable, please contact customer service 860-928-7921.

I Love My Community Bank


Tell America how much you love your community bank. Visit
I Love My Community Bank. Be creative, be honest and most of all be heard! Participants will be eligible to receive one of five $500 gift cards courtesy of ICBA.

Debit Card lost or stolen?
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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

   
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