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Rates Effective 5/07/2008
Savings|
Money Market|
Certificates*|
Retirement Accounts*|
Business
| NOW Checking |
0.20% |
0.20% |
$50.00 |
| Statement Savings |
0.43% |
0.43% |
$50.00 |
| Passbook Savings |
0.43% |
0.43% |
$50.00 |
| Clicker Club Savings |
0.43% |
0.43% |
$.01 |
| Club Account |
0.43% |
0.43% |
$1.00 |
| Freedom Savings^ |
1.50% |
1.51% |
$5,000 |
^Requires a Citizens National Bank checking account. Balances below $5,000 will earn the Statement Savings rate of interest. Available to individuals and businesses.
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| Money Market, under $10,000 |
0.92% |
0.92% |
$1.00 |
| Money Market, $10,001 to $25,000 |
1.02% |
1.02% |
$10,001.00 |
| Money Market, $25,001 to $50,000 |
1.27% |
1.28% |
$25,001.00 |
| Money Market, over $50,001 |
1.52% |
1.53% |
$50,001.00 |
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| 3-Month CD |
1.94% |
1.96% |
$1,000.00 |
| 6-Month CD |
2.20% |
2.22% |
$1,000.00 |
| 7-Month CD SPECIAL |
2.40% |
2.43% |
$10,000.00 |
| 9-Month CD |
2.20% |
2.22% |
$1,000.00 |
| 1-Year CD |
2.37% |
2.40% |
$1,000.00 |
| 18-Month CD |
2.44% |
2.47% |
$1,000.00 |
| 2-Year CD |
2.53% |
2.56% |
$1,000.00 |
| 3-Year CD |
2.78% |
2.82% |
$1,000.00 |
| 4-Year CD |
2.93% |
2.97% |
$1,000.00 |
| 5-Year CD |
3.18% |
3.23% |
$1,000.00 |
*Penalty for early withdrawal may be imposed.
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| 3-Month IRA |
1.94% |
1.96% |
$100.00 |
| 6-Month IRA |
2.20% |
2.22% |
$100.00 |
| 9-Month IRA |
2.20% |
2.22% |
$100.00 |
| 1-Year IRA |
2.37% |
2.40% |
$100.00 |
| 18-Month IRA |
2.44% |
2.47% |
$100.00 |
| 2-Year IRA |
2.53% |
2.56% |
$100.00 |
| 3-Year IRA |
2.78% |
2.82% |
$100.00 |
| 4-Year IRA |
2.93% |
2.97% |
$100.00 |
| 5-Year IRA |
3.18% |
3.23% |
$100.00 |
*Penalty for early withdrawal may be imposed.
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| Business NOW Checking |
0.20% |
0.20% |
$50.00 |
| Checking Earnings Allowance Rate |
1.00% |
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| Freedom Savings^ |
1.71% |
1.72% |
$5,000.00 |
^Requires a Citizens National Bank checking account. Balances below $5,000 will earn the Statement Savings rate of interest. Available to individuals and businesses.
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APY means Annual Percentage Yield.
Fees could reduce earnings on an account.
The rates on all accounts, except fixed Rate CDs and IRAs, are variable and may change after the account is opened.
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