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Personal Loans

We provide different loan plans to meet your personal needs and budget.


Secured Savings/Certificate Loans

Citizens National Bank freezes funds in your Savings or Certificate of Deposit as collateral until the loan is paid off. You may borrow up to the amount of the collateral at a variable interest rate with payments of principal and interest paid monthly.


Secured and Unsecured Installment Loans

This loan is money borrowed at a fixed rate for a fixed term with a fixed monthly payment.


Secured and Unsecured Time Loans

This loan is money borrowed at a variable rate for a short time period. Your payments are interest only and due either monthly or at maturity.


Auto Loans

Loans are available for the purchase of new or used cars, trucks, and motorcycles.